Water damage
Extraction, equipment, demo, antimicrobial treatment, and rebuild. Moisture notes and room mapping reviewed so drying time is not a round number.
Georgetown, Kentucky
Restoration estimates written for the job in front of you.
Independent estimating and consulting for fire, water, mold, biohazard, and wind and hail losses. Residential and commercial. Desk reviews and site walks. Based in Georgetown, serving Central Kentucky.
Estimating and consulting only. Not a public adjuster, and not a claim negotiation service.
Wet plate, swollen trim, and hidden cavities are where restoration estimates usually fall short.
WaterMitigation and rebuild
FireStructure, soot, contents
MoldContainment and rebuild
WindRoof, hail, dry-in
Services
Estimates for the losses central Kentucky actually sees.
Built for restoration companies that need overflow estimating, and for owners who want a written scope before work starts. Residential and commercial. Desk or on site. Drying, demo, cleaning, and rebuild stay on separate lines.
Fire and smoke
Structural loss, soot cleaning, HVAC, contents, odor, and code-related rebuild items written so each trade can be reviewed on its own.
Mold and biohazard
Containment, removal, cleaning, and the rebuild that follows. Protocol notes stay with the estimate instead of living in a separate text thread.
Wind and hail
Roof and dry-in, interior water from wind-driven rain, ceiling and insulation, and the finish repairs that show up after the tarp comes off.
Review and supplements
For restoration companies: a second look at an existing estimate, missing line items, and a supplement package tied to photos and field notes.
Job consulting
Help on a complex or large loss: what to photograph, what to measure, and how to keep mitigation and reconstruction from getting mixed together. $70–$100 an hour, or a price agreed up front.
Who it is for
Contractors first. Owners when they need a written scope.
- Restoration companies that need overflow when their estimators are at capacity.
- Commercial losses and large or complicated files.
- Property managers with a unit, a roof leak, or a common-area loss.
- Homeowners who want an independent scope before they hire the rebuild.
If you need someone to negotiate the settlement with your insurer, that is public adjusting. Kentucky licenses that work separately. This office writes the estimate. It does not settle the claim.
What you get
A Xactimate file, the photos, and the ESX.
What you get back
A Xactimate line-item estimate, the photos that support it, and the ESX file so it can be opened in Xactimate. Line items separate demolition from rebuild, and a short note says why a line is there.
What to send
Photographs, a sketch or room list, moisture readings when available, and any estimate already in the file. Client-provided Matterport or DocuSketch scans can be used to prepare the estimate. Fieldscope does not provide 3D scanning. A site inspection can be scheduled when photographs are not sufficient.
Pricing
Per estimate, or a monthly retainer.
Remote rates follow the size of the file. On-site inspections are quoted. These are estimating fees, not a share of the claim.
Remote / desk
$100–$150
Files up to $50,000
Small water, minor wind, a simple kitchen or bath.
Complex remote
$175–$250
Files $51,000–$100,000
Large water, moderate fire or smoke, more than one area.
Large or high volume
$350–$600
Files $101,000 and up
House fires, major commercial losses, large storm files. Or 0.5%–1.5% of the estimated value.
Monthly retainer
For restoration companies that want a set number of remote files each month.
Basic
$1,000 / month
6–8 remote files
Up to 2 revisions on each estimate. Extra revisions are $50–$150. Turnaround is 48–72 hours.
Standard
$1,500–$2,000 / month
8–12 remote files
Everything in Basic, plus estimate reviews and supplements.
Premium
$2,250+ / month
12–15 remote files
Everything in Standard, plus priority response.
Add-ons
Extra remote estimates
$100–$600
Depends on the size of the claim, the retainer, and availability.
On-site inspection
$75–$1,000
Depends on the file and availability. Mileage, when it applies, is the federal rate.
Commercial large loss
1%–1.5%
A percent of the estimated total, based on scope and complexity. Travel may be extra.
Consulting
$70–$100 / hour
Or a price agreed before the work starts.
On-site field inspections are available. Ask for a price. Fieldscope writes the estimate and does not negotiate the settlement.
Process
Four steps. No mystery invoice at the end.
01
Send the file
Photos, notes, and the address. A short call if the loss type is not obvious.
02
Scope the loss
Desk review, or a walk-through when the job is local and the hidden damage matters.
03
Written estimate
A Xactimate line-item estimate, the photos, and the ESX file.
04
Revise if it changes
Open walls, extra wet rooms, or a changed finish level get a supplement, not a shrug.
About
A Georgetown family, and fifteen years on the loss.
Aaron Ruark lives in Georgetown with his wife and their two kids. He has spent more than 15 years in fire, water, and restoration — on the crews first, then writing the estimates.
From 2009 to 2016, he supervised production crews, completing water extraction, fire and smoke restoration, and mold remediation. From 2018 to 2025, he served as estimating manager, preparing Xactimate and Symbility scopes for residential and commercial fire, water, mold, and storm losses. He is experienced in preparing estimates from client-provided Matterport and DocuSketch scans. Fieldscope does not offer 3D scanning.
He also writes large-loss estimates for high-severity residential fire, water, storm, and structural damage. Certifications: IICRC Water Restoration Technician and IICRC Fire & Smoke Restoration Technician. He grew up here and graduated from Scott County High School.
Fieldscope is that work, offered locally through AHOA Enterprises LLC. Independent of the carrier and independent of the crew doing the tear-out. Estimating and consulting only — not a public adjuster.
Service area
Scott County and the towns around it.
Desk reviews can go farther. Site walks are scheduled where a same-day or next-day drive makes sense.
GeorgetownStamping GroundSadievilleLexingtonLouisvilleFrankfortParisWinchesterNicholasvilleMidway
Questions
Before you send the photos.
Do you negotiate with the insurance company?
No. Kentucky licenses public adjusters for claim negotiation. This practice writes estimates and consulting notes. Your contractor, attorney, or a licensed public adjuster handles settlement talks.
Do you do the restoration work?
No. Estimating and consulting only, so the scope is not written by the company that will bill the dry-out.
Can you work from photos?
Yes. The completed file includes a Xactimate line-item estimate, supporting photographs, and the ESX file. Client-provided Matterport or DocuSketch scans can be used for a desk estimate. Fieldscope does not provide 3D scanning. A site inspection is recommended when concealed moisture, a large fire loss, or the finish level cannot be determined from photographs.
How fast is a scope?
Retainer files are turned in 48 to 72 hours. One-off files get a due date before the work starts. Larger fire and rebuild files take longer than a small water loss.
Contact
Send the loss. Get a straight answer on whether it is a fit.
Call, text, or email. Include the town, the type of damage, and whether you are a contractor, owner, or property manager. Happy to talk through volume, how you like files handled, or a simple working arrangement.
Email FieldscopePhone or text: (502) 542-7008 · fieldscopeky@gmail.com